instructor_and_examineer_liability_information_sheet_2025_updated.docx
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INSTRUCTORS & EXAMINER LIABILITY INSURANCE

 
 
Coverage
 
Covers legal liability arising out of the fault or negligence of an instructor in connection with them giving of advice, instruction, training or supervision given or provided by the insured as a flying instructor to a student under their supervision. Or if the policy extension is purchased also duties as an examiner.
 
F.A.Q.:

• Does this insurance cover the bodily injury of the Instructor? NO
• Does this policy cover damage caused to the aircraft by the Instructor? NO
• Does this policy cover the excess if claim against you by the owner? NO
• I’m an Instructor and Examiner, am I covered whilst acting as an examiner? NO, but you may extend cover to include insurance whilst performing your duties as a Flight Examiner.
• I’m a UK instructor but working abroad, am I covered? You will need to select the EASA extension to coverage.
• Will my policy cover me whilst instructing outside of Europe? NO, but other countries may be considered (exc. USA and Canada), please contact Paul with any questions.

 
Definition of Student.

"student" shall mean any person undergoing either ab-initio training with a view to acquiring a pilot's licence or a qualified pilot undergoing continuation training in order to acquire a licence, certificate or rating which at the time of the accident he or she does not have.  It is understood that any person accompanying the Insured for the purpose of training, tuition or supervision will record the flight as being Pilot under training or Pilot under supervision.

 
Types of Aircraft Excluded
 
Instruction given in flex wing microlights, balloons and Jets is Excluded. 
Aircraft designed to carry more than 9 passengers are also excluded
 
Location
 
 United Kingdom and additional Countries where agreed.
 
Limit of Liability
 
Limit of liability under this scheme is £1,000,000 any one accident in respect of Instructor / Examiner Coverage.
Premises/Public Liability GBP1,000,000
Vehicle Airside GBP250,000
Pilot Personal Accident from GBP10,000 up to a maximum of GBP25,000 (depending on limit purchased)
Flight Instructor and Examiner Liability Insurance 

I require coverage not provided under this scheme
 
If you require coverage for aircraft otherwise excluded under this scheme, in an excluded Country or for a limit of indemnity higher than GBP1,000,000 please contact Paul for a quotation.
 
 
Buying Insurance
 
To purchase insurance please complete the following proposal form, and return to Paul Murphy either via post, email or fax.  Payment may be made by bank transfer.  Full payment details will be sent should you purchase this insurance.  Coverage can be put into effect immediately upon receipt of the proposal form, except where a claim has been advised which will require further authorisation.